http://uk.virginmoneygiving.com/resources/charity-logo/170x1001000268_bd97f176-8e38-4508-9062-496946d2d6ee_Colour%20with%20Strapline.jpg” width=”212″ height=”114″>I am going to try and keep this relatively short & sweet and say that if you could support one charitable case this year, please make it this one.
If you know me or my employer Clove Technology, you will know that my cousin the son of Chris & Jill, the founders of Clove was involved in an accident a few years ago where he was knocked off his bike by a police car.
Politics and circumstances aside he has been left with serious brain damage and has since the accident been undergoing rehabilitation in specialist centres around the country.
One centre was that of Victoria Education College that is financed by the charity Livability.
They work tirelessly to provide the best care for the pupils within their facility and have really helped Greg.
The college are currently in the process of building a brand new Hydrotherapy centre that provides much needed exercise and pleasure to individuals like Greg who do not have full use of their limbs.
My good friend Aron Lucas has already run the London Marathon twice before, but intends to do it again for this fantastic cause.
I ask you to dig into your pockets, behind the sofa, or in your bag to find a few spare pennies that you can donate to the cause. Be it a £1 or £500 every penny makes a significant difference.
To find out more about the new hydrotherapy centre just click here.
BUT to pledge your support please CLICK HERE.
Charity, a donation isn’t expected.
I will start this off by saying I am certainly not against charity in fact very much for it. However there is an increasing number of charity collections taking place in the street through friends and family and if you genuinely donated to all that asked, you would be broke.
I know that there are a lot of debt consolidation companies who can genuinely do good for people and there are also many that need short term loan and cash advances.
I am fortunate enough to have a stable income and realise that I am one of the lucky ones.
But I want to pose a thought to any that may be enticed be adverts for wonga.com and similar services.
Is the short term loan really necessary? I know there are cases where it is, but have you thought that it might actually be better letting the direct debit bounce or failing to pay the company you owe money too in the pretty likely circumstance that by the time they send a reminder for payment or demand for payment before they cut services off you will have the money.
If you can’t pay your phone bill one month, you are unlikely to get penalised by the network unless the situation drags out. But if you were getting paid in 7 days time, by the time the network does all the necessary paperwork to say you haven’t paid, you have been. Then you can make the payment.
This applies to many other everyday purchases/payments too. Even if a penalty is put in place, it might be smaller than the short term loan.
I do not encourage this tactic but it may be one that saves you paying more than you need to.
Image: renjith krishnan / FreeDigitalPhotos.net
There are many things in life that we can do to save money. Often doing a job like DIY ourselves can save us money, but there are many times when it isn’t worth it.
It can be cheaper to actually get someone else in to do the job for you. Their knowledge experience and abilities are worth money to you. To different people the places and things you need to get someone in to do the job will differ, but do consider that your time is worth money.
Lets say for example you can earn £12 per hour at work. You don’t particularly enjoy washing your car and it is £10 for a car wash. Pay the £10. If you find work easier than the task in hand and can get the work to cover the cost then do it. Why waste your own time and feel pressured to do it yourself just to save a few pounds?
This goes for people who quibble about prices in a shop and will shop around be it in the high street or online. There might be £2 or £10 difference in the price but consider how long you spend trying to save the few £. If you can again earn more money in the time it takes you to make the saving then don’t worry about the saving because all you are doing is wasting your own time and that time is worth money to you.
Image: Keattikorn / FreeDigitalPhotos.net
5 years ago I would have been one of the first to label the National Trust with a day out for the over 60’s and families.
However I am converted and support the National Trust and am an active member. I recommend that you at least consider it, for several reasons and here is why.
1. Rebranding – I believe the the trust have done wonders regenerating their brand over the last few years. A more modern approach to their marketing with bright vibrant colours and a new outlook on the way they portray themselves.
2. Support our heritage – There is lots of history and culture in our country that we are at risk of loosing if someone doesn’t do something to support it.
3. Good days out – They won’t all be to your taste but there are actually some very good days out even if history and culture isn’t really your thing. You don’t know until you try it, so try it!
4. It is cheap – If you are under 25 for £25 or less (if you pay by direct debit) you can join the trust. It roughly works out that you would need to go to only 3 locations in a whole year to make it pay. That is incredible. For an adult its £53 but still that is good value!
5. Something different – In our modern life it can be hard to find new or fun things we haven’t done before. The trust offers lots of different things. From gardens, to walks, to houses, to castles there is a whole variety of things to do.
6. Free parking – Join the trust and display the badge in your car window and you can park for FREE at any National Trust car park. In Dorset a few of my favourite places have trust car parks and it can save quite a few £’s.
So that is just a few of my thoughts and reasons as to why to try the National Trust, because you might just like it if you do.